Car Title Loans in Sacramento
Car title Loan FAQ
Sacramento Auto Title Loans serving the Sacramento area and beyond, including Rancho Cordova, Walsh Station, Davis, Woodland, Verona, Rio Linda, North Highlands, Carmichael, Elk Grove, Sheldon, Wilton, Fair Oaks, Citrus Heights, Roseville, Folsom, Orangevale and more.
I’ve been rejected for a loan before for my credit score, won’t I be rejected from you too?
No. We are not a bank or another smaller company that has to worry about credit scores. That’s not how we operate. You car is your credit score. If it’s valuable enough for a loan, that’s good enough for us.
How valuable does my car need to be?
The RETAIL value needs to be about $4,000. As long as you reach that marker, there is no limit to how much you can get for your car up to $30,000.
How do you determine my loan size?
We look at the retail value, and then we look at the auction value, which is usually lower than the actual retail. That’s why our lowest loan size is $2,600 and our maximum is $30,000. We use several sites such as Manheim and Kelley Blue Book to get the best idea of what your car is valued at in today’s market.
Is there an approved list of vehicles you take for loans?
Yes, the list consists of CARS, VANS, AND PICK-UPS. It’s a pretty broad list.
Are there certain documents you need from me?
We will need to see a valid ID, proof that you are a Californian resident, car insurance and title, a few references and proof that you have sufficient income to get a loan.
Can I be on disability?
Yes. Not everyone has a standard 9-5 job. Self-employment and retirement are just a couple of other options for income.
|
